What is the income limit for Medicaid in Texas for 2026?

What does basic health insurance cover and what is the typical cost?

Direct answer It depends on your household size and whether you fall into a specific category such as being aged, blind, or disabled, as Texas has not expanded Medicaid under the ACA for all low-income adults. Official Texas Health and Human Services Commission eligibility guidelines. What this means for you It depends on your household […]

Is gap insurance worth it for a new car with a low down payment?

Is gap insurance worth it for a new car with a low down payment?

Direct answer Yes, it is often worth it because a low down payment means your loan balance likely exceeds the car’s actual cash value for the first several years of ownership. Financial advisory publications regarding auto loan depreciation and total loss claim outcomes. For additional information about how depreciation affects total loss settlements, see the […]