Proven Legal Win: Borrower Defeats Servicer Silence
📰 Curated Industry Article This is a summary of a full article from a trusted insurance publication. Click “Read Full Article” below to read the complete story. Not even $3.20 for postage. But one judge says the majority got it wrong Read Full Article on Source → 💡 What This Means For You 📰 Curated […]
Allstate’s 9M’26 net income rises as Property-Liability underwriting income jumps 48%
📰 Curated Industry Article This is a summary of a full article from a trusted insurance publication. Click “Read Full Article” below to read the complete story. US primary insurer Allstate reported net income applicable to common shareholders of $7.72 billion for the first nine months of 2026, up 21.3% on the same period of […]
AI Sharpens Cat-and-Mouse Hacking Battle as Companies Strengthen Defenses
📰 Curated Industry Article This is a summary of a full article from a trusted insurance publication. Click “Read Full Article” below to read the complete story. From hacked supermarket fridges and a record cryptocurrency theft at Binance to an emergency over flaws in widely used web software, companies worldwide are facing a wave of […]
does homeowners insurance cover my coin collection?
Direct answer Standard homeowners policies usually have strict sub-limits for collectibles, meaning they likely won’t cover the full value of a significant coin collection. You will typically need a specific rider or a separate inland marine policy to ensure full replacement cost coverage. Insurance industry standard policy forms and coverage definitions regarding personal property sub-limits. […]
Does standard homeowners insurance cover my high-value coin collection?
Direct answer It depends on your policy’s sub-limits; most standard homeowners policies place a low cap on collectibles, often requiring a scheduled personal property endorsement for full replacement value. Standard homeowners insurance policy language and typical declarations page sub-limit schedules. For additional information about typical policy limitations and high-value coverage, see the Insurance Information Institute‘s […]
Why was my term life insurance claim denied?
Direct answer It depends on whether you provided inaccurate information on your application, such as omitting a pre-existing medical condition, which allows the insurer to contest the death benefit during the contestability period. State-specific insurance code regulations regarding contestability periods and application accuracy requirements. For additional information about state-specific regulatory standards, see the National Association […]
Does homeowners insurance cover flood damage?
Direct answer No, standard homeowners insurance policies explicitly exclude coverage for damage caused by rising surface water or flooding from external sources. You must purchase a separate flood insurance policy, typically through the National Flood Insurance Program or a private insurer, to be covered for these events. Federal Emergency Management Agency (FEMA) guidelines on flood […]
Oxbow Partners report finds AI could improve underwriting and pricing through claims data
📰 Curated Industry Article This is a summary of a full article from a trusted insurance publication. Click “Read Full Article” below to read the complete story. Oxbow Partners, a management consultancy focused on the insurance sector, has released a report titled The Future of AI in Claims, assessing how artificial intelligence could influence claims […]
MetLife posts record adjusted EPS as group benefits underwriting runs ahead of target
📰 Curated Industry Article This is a summary of a full article from a trusted insurance publication. Click “Read Full Article” below to read the complete story. Three consecutive quarters of favorable mortality and claims experience signal where the carrier’s underwriting appetite stands heading into 2027 Read Full Article on Source → 💡 What This […]
Ex-staffer sues Guild over covenants; audit your contracts
📰 Curated Industry Article This is a summary of a full article from a trusted insurance publication. Click “Read Full Article” below to read the complete story. In a class action complaint filed in Washington State, the plaintiff’s lawyers questioned Guild’s anti-moonlighting and wage-disclosure restrictions. Read Full Article on Source → 💡 What This Means […]
