Protecting Separate Account Assets: A Proven Guide

Are separate account assets protected from an insurance company's creditors?

Direct answer Yes, separate account assets are legally segregated from the insurance company’s general account assets, meaning they are generally shielded from the company’s creditors in the event of insolvency. State-specific insurance statutes governing the segregation of variable contract assets. For additional information about state-specific regulatory requirements, see the National Association of Insurance Commissioners‘ state […]

The Essential Guide to Pet Wellness Exam Insurance

Business professionals holding and interlocking wooden gears together as a symbol of collaboration and working systems.

Direct answer No, standard pet insurance policies typically focus on unexpected accidents and illnesses, meaning routine wellness exams usually require a separate add-on or wellness rider. Analysis of standard industry policy definitions for accident-only versus comprehensive wellness plans. For additional information about policy coverage types and industry standards, see the North American Pet Health Insurance […]

UFG’s Essential Growth Hits A Troubling Q3 Milestone

How do Symmetry Financial Group events help me build professional connections?

πŸ“° Curated Industry Article This is a summary of a full article from a trusted insurance publication. Click “Read Full Article” below to read the complete story. Workers’ comp loss ratio hits 79% as UFG grows the line into a softening market – a signal worth watching Read Full Article on Source β†’ πŸ’‘ What […]

SiriusPoint Appoints Expert John Sauerland to New Board Role

Business professionals holding and interlocking wooden gears together as a symbol of collaboration and working systems.

πŸ“° Curated Industry Article This is a summary of a full article from a trusted insurance publication. Click “Read Full Article” below to read the complete story. SiriusPoint Ltd., a global specialty underwriter, has appointed John Sauerland to its Board of Directors, effective 1 January, 2027. Sauerland has over 35 years of insurance industry experience, […]

Protect South Dakota Aquifers: Essential Water Supplies

Is gap insurance worth it for a car with a large down payment?

πŸ“° Curated Industry Article This is a summary of a full article from a trusted insurance publication. Click “Read Full Article” below to read the complete story. Geologists and hydrologists can use scientific charts and graphs to understand the increasing water challenges facing South Dakota, but it only takes a brief visit to Bear Butte […]

5 Proven Ways to Access Home Equity

Am I eligible for COBRA insurance after quitting my job?

πŸ“° Curated Industry Article This is a summary of a full article from a trusted insurance publication. Click “Read Full Article” below to read the complete story. Wondering how to get equity from your home without refinancing? Discover the cheapest ways to get equity out of your house without getting a new mortgage. Read Full […]

Why Housing Is A Practical Bipartisan Win

A group of four smiling business colleagues in professional attire look at a tablet together in an office setting.

πŸ“° Curated Industry Article This is a summary of a full article from a trusted insurance publication. Click “Read Full Article” below to read the complete story. Marty Green sees LO comp, entry-level supply, and rehab financing as next-round items Read Full Article on Source β†’ πŸ’‘ What This Means For You πŸ“° Curated Industry […]

Westfield Specialty grows 27% as rivals pull back in softening market

πŸ“° Curated Industry Article This is a summary of a full article from a trusted insurance publication. Click “Read Full Article” below to read the complete story. Westfield Specialty is adding cyber, power and renewables, and inland marine as the market softens and larger rivals cut volumes Read Full Article on Source β†’ πŸ’‘ What […]

Expert Guide: How New California Buyers Save 17%

πŸ“° Curated Industry Article This is a summary of a full article from a trusted insurance publication. Click “Read Full Article” below to read the complete story. Voters comfortably passed the measure creating a $25 billion revenue bond that will provide a second mortgage for large down payments for new home purchases. Read Full Article […]

How a Reliable Policy Tool Saved 600k Securely

Is employer-provided life insurance enough for a family of four?

πŸ“° Curated Industry Article This is a summary of a full article from a trusted insurance publication. Click “Read Full Article” below to read the complete story. Here’s how to make AI work at an insurance brokerage Read Full Article on Source β†’ πŸ’‘ What This Means For You πŸ“° Curated Industry Article This is […]