Direct answer
Yes, many carriers offer whole life policies for seniors over 70, but it depends on your specific health history and whether the policy requires a medical exam or offers simplified underwriting.
Underwriting guidelines and medical eligibility criteria published by national life insurance carriers. For additional information about how life insurance underwriting works, see the American Council of Life Insurers‘ guide to life insurance basics.
What this means for you
Yes, many carriers offer whole life policies for seniors over 70, but it depends on your specific health history and whether the policy requires a medical exam or offers simplified underwriting.
FARMER STOCKMAN
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This page is informational and not a coverage guarantee or quote.
