Direct answer
No, it is generally considered affordable for most budgets, but it depends on your specific health history and whether you qualify for level benefit plans versus graded benefit plans.
Industry underwriting guidelines for senior-targeted permanent life insurance products. For additional information about how life insurance is regulated and categorized, see the National Association of Insurance Commissioners‘ comprehensive consumer guides.
What this means for you
No, it is generally considered affordable for most budgets, but it depends on your specific health history and whether you qualify for level benefit plans versus graded benefit plans.
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This page is informational and not a coverage guarantee or quote.