Direct answer
It depends on whether your specific policy was purchased before you became pregnant, as most private plans classify pregnancy as a pre-existing condition if coverage is initiated after conception.
General underwriting criteria used by major disability insurance providers to determine pre-existing condition exclusions. For additional information about insurance regulations and consumer protections, see the National Association of Insurance Commissioners‘s official portal.
What this means for you
It depends on whether your specific policy was purchased before you became pregnant, as most private plans classify pregnancy as a pre-existing condition if coverage is initiated after conception.
FARMER STOCKMAN
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This page is informational and not a coverage guarantee or quote.
