Direct answer
Umbrella insurance provides extra liability coverage above your standard home or auto limits, and it is particularly useful in Texas if you have significant personal assets that could be targeted in a liability lawsuit.
State-specific liability and personal asset protection statutes inform the necessity of excess coverage. For additional information about state insurance regulations, see the Texas Department of Insurance website.
What this means for you
Umbrella insurance provides extra liability coverage above your standard home or auto limits, and it is particularly useful in Texas if you have significant personal assets that could be targeted in a liability lawsuit.
FARMER STOCKMAN
Protecting Your Future with Confidence
No pressure. No jargon. Just honest answers from advisors who genuinely care about your family’s protection.
This page is informational and not a coverage guarantee or quote.
