Direct answer
It depends on the cause of the pipe burst; if the damage results from sudden, accidental plumbing failure inside the home, it is often covered, whereas damage from external flooding is not.
Standard Insurance Services Office (ISO) homeowners policy forms. For additional information about typical policy coverage for sudden and accidental water damage, see the Insurance Information Institute‘s guide on homeowners insurance.
What this means for you
It depends on the cause of the pipe burst; if the damage results from sudden, accidental plumbing failure inside the home, it is often covered, whereas damage from external flooding is not.
FARMER STOCKMAN
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