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Direct answer

No, standard pet insurance policies typically focus on unexpected accidents and illnesses, meaning routine wellness exams usually require a separate add-on or wellness rider.

Analysis of standard industry policy definitions for accident-only versus comprehensive wellness plans. For additional information about policy coverage types and industry standards, see the North American Pet Health Insurance Association‘s resource center.


What this means for you

No, standard pet insurance policies typically focus on unexpected accidents and illnesses, meaning routine wellness exams usually require a separate add-on or wellness rider.

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