Direct answer
No, standard pet insurance policies typically only cover unexpected illnesses and accidents; routine care like vaccinations usually requires an optional add-on wellness rider that increases the overall cost.
Standard policy terms and conditions documentation regarding basic coverage versus supplemental wellness endorsements. For additional information about how wellness plans differ from accident and illness coverage, see the North American Pet Health Insurance Association‘s industry guidelines.
What this means for you
No, standard pet insurance policies typically only cover unexpected illnesses and accidents; routine care like vaccinations usually requires an optional add-on wellness rider that increases the overall cost.
FARMER STOCKMAN
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