Direct answer
It depends on your annual medical usage; while your monthly premiums are lower, you will pay significantly more out-of-pocket for services until your deductible is met.
Analysis of IRS guidelines for Health Savings Account-eligible high-deductible health plans. For additional information about eligibility requirements and contribution limits, see the Internal Revenue Service’s guide to Health Savings Accounts.
What this means for you
It depends on your annual medical usage; while your monthly premiums are lower, you will pay significantly more out-of-pocket for services until your deductible is met.
FARMER STOCKMAN
Protecting Your Future with Confidence
No pressure. No jargon. Just honest answers from advisors who genuinely care about your family’s protection.
This page is informational and not a coverage guarantee or quote.
