Direct answer
No, general liability insurance typically covers third-party bodily injury and property damage, but it does not cover the repair or replacement of your own business equipment.
Standard commercial general liability policy definitions and exclusions. For additional information about policy terms and common exclusions, see the Insurance Information Institute‘s guide to understanding commercial general liability coverage.
What this means for you
No, general liability insurance typically covers third-party bodily injury and property damage, but it does not cover the repair or replacement of your own business equipment.
FARMER STOCKMAN
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This page is informational and not a coverage guarantee or quote.
