Direct answer
It depends on your dog’s breed-specific health risks and your ability to absorb sudden large veterinary bills, as premiums for older pets are significantly higher and often exclude pre-existing conditions.
Actuarial data from pet insurance industry loss-ratio reports. For additional information about industry loss ratios and market trends, see the North American Pet Health Insurance Association‘s annual State of the Industry report.
What this means for you
It depends on your dog’s breed-specific health risks and your ability to absorb sudden large veterinary bills, as premiums for older pets are significantly higher and often exclude pre-existing conditions.
FARMER STOCKMAN
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This page is informational and not a coverage guarantee or quote.
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