Are annuities worth it if I already have a 401k?
Direct answer It depends on whether you need guaranteed lifetime income to supplement your 401k withdrawals or if you are seeking a tax-deferred vehicle for funds exceeding your annual contribution limits. Financial planning guidelines regarding asset allocation and tax-advantaged retirement accounts. For additional information about tax-advantaged retirement accounts and distribution rules, see the Internal Revenue […]
How do fixed annuities provide guaranteed income in retirement?
Direct answer Fixed annuities provide guaranteed income because the insurance company assumes the investment risk and contractually agrees to pay a set interest rate or periodic payout over a defined timeframe. It depends on whether you choose a period-certain payout or a lifetime income rider, which dictates how long those payments will last. Industry-standard actuarial […]
Global Atlantic Names Reliable Leader for Key Channels
📰 Curated Industry Article This is a summary of a full article from a trusted insurance publication. Click “Read Full Article” below to read the complete story. Global Atlantic, a provider of retirement security and investment solutions and a wholly-owned subsidiary of KKR, has announced the appointment of Dan Farrelly as Head of Independent Marketing […]
AM Best Reveals Powerful Upgrades for US Insurers
📰 Curated Industry Article This is a summary of a full article from a trusted insurance publication. Click “Read Full Article” below to read the complete story. AM Best, the credit rating agency, has reported a stronger balance of rating actions among US life/annuity and health insurers during the first half of 2026, with upgrades […]
