Practical Guide: How an HRA Secures Your Health Benefits
Direct answer An HRA is an employer-funded account that reimburses employees for qualified medical expenses, but it depends on your specific employer’s plan design regarding whether funds roll over year to year. The money is tax-free for the employee, but you must submit documentation to be reimbursed for out-of-pocket costs. IRS Publication 969 regarding Health […]
FEMA: The Proven Way Texas Can Survive Future Floods
📰 Curated Industry Article This is a summary of a full article from a trusted insurance publication. Click “Read Full Article” below to read the complete story. The Federal Emergency Management Agency has denied a request for federal aid to individuals needing help after the July 2026 floods in Texas, which swamped homes in Uvalde […]
W.R. Berkley Reveals Powerful Reinsurance Growth Strategy
📰 Curated Industry Article This is a summary of a full article from a trusted insurance publication. Click “Read Full Article” below to read the complete story. W.R. Berkley Corporation is bracing for a continued pullback in its assumed reinsurance operations, warning that deteriorating market conditions across both casualty and property lines will likely drive […]
Is Your Voluntary Out-of-Network Care Protected?
Direct answer No, if you voluntarily seek care from an out-of-network provider and sign a formal consent form, the No Surprises Act protections against balance billing do not apply. Regulatory standards published by the U.S. Department of Health and Human Services concerning balance billing disclosures and patient consent waivers. For additional information about patient protections […]
No Surprises Act: Your Ultimate Emergency Care Security
Direct answer Yes, it prohibits surprise billing for emergency services, even if those services are provided by out-of-network providers at an in-network facility. Federal guidance from the Centers for Medicare & Medicaid Services regarding the No Surprises Act implementation. For additional information about patient protections under this law, see the Centers for Medicare & Medicaid […]
California Insurance Race: Expert Fixes for a Secure Future
📰 Curated Industry Article This is a summary of a full article from a trusted insurance publication. Click “Read Full Article” below to read the complete story. State Sen. Ben Allen wants to repair the private market. Former San Francisco Supervisor Jane Kim wants the state to sell disaster cover. Read Full Article on Source […]
Powerful Renew Risk Solar Models Expand Nationwide
📰 Curated Industry Article This is a summary of a full article from a trusted insurance publication. Click “Read Full Article” below to read the complete story. Renew Risk, a specialist provider of risk analytics for renewable energy and energy demand assets, has expanded its severe convective storm (SCS) modelling capabilities for solar farms to […]
How Small Firms Save Families From Rising Coverage Costs
📰 Curated Industry Article This is a summary of a full article from a trusted insurance publication. Click “Read Full Article” below to read the complete story. KFF’s 2026 survey confirms the premium gap between small and large employers as open enrollment nears Read Full Article on Source → 💡 What This Means For You […]
Essential Steps to Secure Your 2027 Medicare Advantage Plan
📰 Curated Industry Article This is a summary of a full article from a trusted insurance publication. Click “Read Full Article” below to read the complete story. UHC and Humana are exiting plans covering nearly 1 million members. What do the alternatives actually deliver? Read Full Article on Source → 💡 What This Means For […]
Proven Ways to Protect Your Wealth From Super El Niño
📰 Curated Industry Article This is a summary of a full article from a trusted insurance publication. Click “Read Full Article” below to read the complete story. The prospect of the world’s strongest ever El Niño cycle has a growing number of money managers racing to prepare their portfolios for the disruption they say is […]
