📰 Curated Industry Article
This is a summary of a full article from a trusted insurance publication. Click “Read Full Article” below to read the complete story.
The following information was released by the office of the Governor of
STATE OF HAWAI’I
GOVERNOR
KE KIA’AINA
DEPARTMENT OF COMMERCE AND CONSUMER AFFAIRS
KA ‘OIHANA PILI KALEPA
DIRECTOR
INSURANCE COMMISSIONER
Residents are encouraged to keep copies of their property, flood and auto insurance policies in a waterproof folder or securely stored digitally so they’re easy to access if a claim needs to be filed. Create an inventory by taking photos or videos, including furniture, appliances and valuables; save receipts for high-value items.
Lastly, consumers should know that most standard homeowners, condominium unit-owners and renters insurance policies do not cover flood damage. Flood insurance is available separately through the National Flood Insurance Program (NFIP), which generally requires a 30-day waiting period before coverage takes effect. To learn more, visit floodsmart.gov or talk with your insurance agent.
The post RELEASE: CONSUMERS REMINDED TO REVIEW INSURANCE POLICIES AHEAD OF INCLEMENT WEATHER appeared first on Insurance News | InsuranceNewsNet.
💡 What This Means For You
Mortgage protection decisions are closely tied to interest rates and housing market conditions, both of which can shift with developments like this. If you haven’t reviewed your coverage in a while, it’s worth checking whether it still matches your mortgage balance and family situation. Farmer Stockman Insurance can walk through your options with no pressure.
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📰 This article is sourced from a trusted insurance industry publication. Farmer Stockman Insurance shares this for informational purposes only. Always consult a licensed advisor for personalized guidance.
