Direct answer
No, POS plans are typically more expensive than HMOs because they offer out-of-network coverage options that HMOs generally do not provide. It depends on your specific provider network and the geographic location of your plan.
Annual health benefits survey data published by the Kaiser Family Foundation. For additional information about health plan cost trends, see the Kaiser Family Foundation’s annual Employer Health Benefits Survey.
What this means for you
No, POS plans are typically more expensive than HMOs because they offer out-of-network coverage options that HMOs generally do not provide. It depends on your specific provider network and the geographic location of your plan.
FARMER STOCKMAN
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This page is informational and not a coverage guarantee or quote.
