Direct answer
Yes, New York state law mandates continuous open enrollment, meaning insurers cannot deny coverage or charge higher premiums based on health status regardless of when you apply.
New York Department of Financial Services insurance regulation guidelines. For additional information about guaranteed issue rights and federal protections, see the Medicare.gov website.
What this means for you
Yes, New York state law mandates continuous open enrollment, meaning insurers cannot deny coverage or charge higher premiums based on health status regardless of when you apply.
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