Direct answer
Yes, it depends on the age and material of your roof, as carriers increasingly apply surcharges or deny coverage for roofs over 15 to 20 years old due to the high risk of water damage.
Information based on current actuarial underwriting guidelines for property risk assessment. For additional information about how property age and roof condition impact risk, see the Insurance Information Institute’s guide on homeowners insurance.
What this means for you
Yes, it depends on the age and material of your roof, as carriers increasingly apply surcharges or deny coverage for roofs over 15 to 20 years old due to the high risk of water damage.
FARMER STOCKMAN
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This page is informational and not a coverage guarantee or quote.
