Direct answer
It depends on your current health status and the death benefit amount you select, though premiums are generally lower at age 50 compared to later years because the risk of mortality is statistically lower.
Actuarial mortality tables used by major life insurance carriers to determine baseline premium risk. For additional information about how mortality trends influence policy pricing, see the Society of Actuaries‘ research on actuarial standards and mortality tables.
What this means for you
It depends on your current health status and the death benefit amount you select, though premiums are generally lower at age 50 compared to later years because the risk of mortality is statistically lower.
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This page is informational and not a coverage guarantee or quote.