Direct answer
It depends on your specific service preferences and local burial or cremation fees, but most residents find that coverage between $10,000 and $15,000 accounts for current state averages. You should calculate the total of your preferred funeral home’s general price list to determine the exact death benefit required.
Funeral home price lists and state-specific burial cost surveys from regional consumer protection agencies. For national averages and industry data regarding funeral costs, see the National Funeral Directors Association‘s funeral price survey report.
What this means for you
It depends on your specific service preferences and local burial or cremation fees, but most residents find that coverage between $10,000 and $15,000 accounts for current state averages. You should calculate the total of your preferred funeral home’s general price list to determine the exact death benefit required.
FARMER STOCKMAN
Protecting Your Future with Confidence
No pressure. No jargon. Just honest answers from advisors who genuinely care about your family’s protection.
This page is informational and not a coverage guarantee or quote.
