Direct answer
It depends on your specific policy, as some standard homeowners insurance plans exclude earth movement, requiring a separate policy or ‘difference in conditions’ coverage to protect against seismic damage.
Oklahoma Insurance Department bulletins concerning typical property insurance coverage limitations. For additional information about property insurance coverage, see the Oklahoma Insurance Department‘s consumer guidance resources.
What this means for you
It depends on your specific policy, as some standard homeowners insurance plans exclude earth movement, requiring a separate policy or ‘difference in conditions’ coverage to protect against seismic damage.
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This page is informational and not a coverage guarantee or quote.
