Direct answer
Whether it is worth the cost depends on your current health insurance deductible and your personal risk tolerance for unexpected out-of-pocket medical expenses. It may be valuable if you have a high-deductible health plan (HDHP) and want to offset potential financial strain from a sudden hospital admission.
Consumer financial planning guidelines regarding supplemental insurance utility and risk management. For additional information about managing financial risks and evaluating supplemental insurance coverage, see the Consumer Financial Protection Bureau‘s consumer resources.
What this means for you
Whether it is worth the cost depends on your current health insurance deductible and your personal risk tolerance for unexpected out-of-pocket medical expenses. It may be valuable if you have a high-deductible health plan (HDHP) and want to offset potential financial strain from a sudden hospital admission.
FARMER STOCKMAN
Protecting Your Future with Confidence
No pressure. No jargon. Just honest answers from advisors who genuinely care about your family’s protection.
This page is informational and not a coverage guarantee or quote.
