Direct answer
It depends on your client contracts, but most designers require professional liability insurance to protect against claims of negligence or work errors. You may also need general liability if you host clients in a physical studio space.
Commercial insurance underwriting guidelines for independent contractors and creative agencies. For additional information about industry-standard coverage requirements, see the U.S. Small Business Administration’s guide to business insurance.
What this means for you
It depends on your client contracts, but most designers require professional liability insurance to protect against claims of negligence or work errors. You may also need general liability if you host clients in a physical studio space.
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This page is informational and not a coverage guarantee or quote.
