Average cost of final expense insurance for an 80 year old

Direct answer

It depends heavily on your medical history, as premiums at age 80 are significantly higher than at younger ages due to the increased life expectancy risk for the insurer.

Standard rate-class premium brackets provided by national final expense insurance underwriters. For additional information about how insurers determine premium rates, see the National Association of Insurance Commissioners‘ consumer insurance guide.


What this means for you

It depends heavily on your medical history, as premiums at age 80 are significantly higher than at younger ages due to the increased life expectancy risk for the insurer.

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