Direct answer
It depends on your home’s proximity to the coast, its age, and the wind mitigation features installed, as Florida premiums remain heavily influenced by hurricane risk and reinsurance costs.
Data derived from Florida Office of Insurance Regulation rate filings and historical loss adjustment trends. For additional information about state insurance oversight and rate filings, see the Florida Office of Insurance Regulation.
What this means for you
It depends on your home’s proximity to the coast, its age, and the wind mitigation features installed, as Florida premiums remain heavily influenced by hurricane risk and reinsurance costs.
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This page is informational and not a coverage guarantee or quote.
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